The Junk Mail Vigilante

Tuesday, July 18, 2006

OptOutPrescreen.com

Want to know why you get so many letters offering you credit cards or loans? It's because the Consumer Credit Reporting Companies (Equifax, Experian, Innovis, and TransUnion) provide your name and address to creditors and insurers. They're legally allowed to do so under the Fair Credit Reporting Act (FCRA)! Fortunately, the FCRA also provides you the right to Opt-Out from these lists.

OptOutPrescreen.com is the website where you can opt out of these lists and stop the Credit Reporting Companies from making money off of you!

There's no catch to this one, I recommend you do it right now!

The Direct Marketing Association

The Direct Marketing Association is a national trade association serving the direct marketing field. Members of The DMA market goods and services directly to consumers using such media as direct mail and catalogs, telephone, magazine and newspaper ads, and broadcast advertising. The DMA provides simple instructions on their website to be added to lists of individuals that their members agree NOT to market to. They have lists for snail mail, telephone calls, and e-mails.

Here's the catch:
If you already do business with a member company, they can still send you mail.
If your name or address doesn't match exactly, they may still send you mail.
A lot of companies are not members of The DMA or don't reference this list.
There's a $5 charge to register online, but it's free to do it via snail mail.

Despite it not being perfect, I do recommend taking this action. I do it every time I change addresses and it does reduce some junk mail.

http://www.dmaconsumers.org/

Stop the Madness!

I hate junk mail. I hate the waste of paper. I hate the waste of corporate money that could be used instead to lower prices. I hate the cockiness of companies that think I'll do business with them just because they send me a piece of paper in the mail. Most of all I hate that I have to go out of my way to reach a company to tell them to stop sending me mail that I never asked them to send and they never asked permission to send! Join me and put an end to junk mail!!!!